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Vorarlberger Landes- und Hypothekenbank AG is an Austria-based provider of a range of banking and financial services. The Bank offers financial services to the corporate and private customers. In the Corporate Clients segment, the Bank provides securities trading, asset management, capital equipment financing, investment financing, debt guarantee, leasing services, various loans, interest rate and currency hedging, payment transactions services and funds, among others. In the Private Customers segment, it offers, among others, a range of savings accounts and loans, real estate financing, as well as leasing, payment and investment services. Its activities are predominantly focused on serving customers in the Vorarlberg region of Austria, as well as Eastern Switzerland, Liechtenstein, Northern Italy and Southern Germany. As of December 31, 2008, the Bank had six subsidiaries in Austria, two in Italy and one subsidiary bank in Liechtenstein.


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